We’re all looking for new ways to save money, and how to add a bit of a cushion to our saving accounts. No matter where you are at financially, saving a few bucks here and there can only benefit you! Who doesn’t want some extra cash in your dream vaca fund?
It seems like every year around this time is when people are on the hunt for new ways to save money. The Holidays can hit our wallets hard, and the new year can be a time to get back on track financially! Speaking from experience…
I am truly not an expert at saving money, but I am working on it!
Related: Blogging Goals + My New Years Resolutions for 2017
Whether you’re wanting to save up for a plane ticket, or even a new car these tips on saving will benefit you! I wanted to include both ways to save up a large amount of money, and of course a few tips on how to spend less on certain wants! We know we all indulge in a latte here and there.
- Encouraging sticky notes. While I was saving for my camera this past year I put sticky notes up all over my bathroom mirror. I wrote things like “stop eating out” “you WANT that camera” etc.. Basically just encouraging words to remind myself to keep on saving!
- Hide your cash. In college I babysat every week, and got paid via check or cash. I would immediately put that money in a container and basically “hide” it from myself. Having cash, or a check out of your sight will help you to not use it! If you only get paid in the from of direct deposit try taking out $30 from each paycheck and doing this trick! For some reason hiding cash will really get that sum of money out of your head. It’ll be a nice little “surprise” when you go to deposit it all for your big purchase!
- Save your side hustle. Like I said, I babysat every week in college! I also was a gymnastics coach in addition. I used what I made coaching for all of my needs, and spending money then saved everything I earned babysitting.
- For “want” purchases visualize using it. How many times are you actually going to use that selfie stick that’s $20 in the check out line at Target? Try to rationalize with yourself, and see if you are going to get your money’s worth. If you think you’re only going to use, or wear something a handful of times I would pass on it.
- Pinterest recipes. Basically, a big part of my problem is the amount of money I dish out on eating out. Whether it’s a Starbucks or a Chipotle bowl it adds up friends! Pinterest can be your best friend when it comes to saving money on food. Obsessed with this recipe for at home caramel macchiatos.
- Spare change jar. Empty out your wallet, or pockets every night before bed into a designated jar. You would be surprised at how quickly extra change adds up!
- The 5 dollar plan. Put away just $5 a week into your savings account. That’s only $1 a day.
- Continue your payments. If you just paid off your car or even a house continue with those payments. You have already budgeted for that sum of money, so go ahead and deposit the amount into your own savings account each month.
- Choose cash back. This is my favorite way to save money, and usually works the best for me! Everytime you go to get groceries, or another bigger purchase choose cash back and take out $5! Then when you get home put the cash away. You will barely notice the extra money you took out since it will seem like your grocery bill!
If you enjoyed these tips please let me know in the comment section! What’s the way you save money, and what works for you? I would love to hear all of your tips!
Love these tips! I get paid with Direct Deposit for both of my jobs, so I love the idea of taking $30 out of every paycheck and hiding it!
XOXO, Nikki
http://www.casualblonde.com
Wow these are some really fun tips! I love the “hiding money” because I am so guilty of just spending my paycheck as soon as I get it.
xoxo, Hannah
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Yes I have easily grown into that habit too, it’s awful!
I love the last tip! It’s something I’ve never thought of at all mostly because I never carry cash!
Such great tips! I’ve been trying to work on saving some money for post grad this year!
xoxo,
Amy | Pastel N Pink
Love the $5 idea- great way to just add a little cushion- maybe for a rainy day. They are all great ideas – thanks for sharing.
That’s one reason I’m glad I have a blog as a side job in college! When I make a little money from it, I don’t feel as guilty buying new clothes or makeup
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Yes, it’s the best! I am really trying to focus on saving all of my blog income, and not using it!
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Yes, it’s the best! I am really trying to focus on saving all of my blog income, and not using it!
These are some easy and wonderful tips. I try to pull out a set amount of cash when I get paid and just spend that! Tends to help me 🙂
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I did this a lot in college! I tend to spend cash a lot less, since I can physically see it dwindling down in my wallet!
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I did this a lot in college! I tend to spend cash a lot less, since I can physically see it dwindling down in my wallet!
These are all such creative and effective ways to save! Thanks for sharing these with us!
Greta | http://www.gretahollar.com
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Of course Greta! Hope you can implement a few this year!
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Of course Greta! Hope you can implement a few this year!
These are all great ways to save money! I really like the idea of continuing your payments into your savings account!
-Anna | http://www.fivefootandfabulous.com
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I think this is a really easy, and effective way to keep building up your savings!
Especially because you already have it budgeted for.
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I think this is a really easy, and effective way to keep building up your savings!
Especially because you already have it budgeted for.
What a great idea to choose cash back at the grocery store!! I was a babysitter in college too (I still babysit one day a week for one of my old famillies) – such a great way to earn cash while in school!
xoxo A
http://www.southernbelleintraining.com
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Taking cash out in addition to your already bigger purchase is an easy way to basically forget about that extra money you took out!
Great tips! Definitely going to use the “want/need” method more this year.
<3 Ash
Such great tips!! I spend so much money on food too. These tips are very helpful.
Jo
http://www.LeFabChic.com
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Me too, it’s so bad for my wallet!
This is great! I definitely swipe my card more than spend cash so if I’m really trying to save money I take all of my cards out of my wallet (except one for an emergency only!)
Tori
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Swiping is so much easier, I agree! I tend to spend less if I can physically see the cash amount decreasing in my wallet!
How helpful is this!? Thank you for sharing this girl. Hiding all my cash now. xoxo!
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It’s such a great way to trick yourself into saving!
visualizing using it before you buy it is such good advice!
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I do this constantly! Especially at Target in the dollar section. There’s so many times in the past where I have purchased thing and ended up only using them once, or twice!
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I do this constantly! Especially at Target in the dollar section. There’s so many times in the past where I have purchased thing and ended up only using them once, or twice!
Those are awesome tips! “Hiding” my money really helps me! I had forgotten that I had received money from my aunt and uncle for my birthday this year, and found it laying some place in my room when I (finally) clean it up! Needless to say that I was very happy with my discovery. 😉
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That must have been the best feeling!
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That must have been the best feeling!
these are all awesome tips! I like the $5 weekly thing! I feel like this would add up so fast! x, kenz http://sincerelykenz.com
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It’s such an easy way to put away money! Especially if you think about only putting away $1 a day! Anyone can do that!
I seriously needed this post! I need to start saving money ugh!
xo Kelsey | http://www.chasingcinderellablog.com
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Same girl! Hopefully these tips can help you start!